Financing Your Memorial

Creating a lasting memorial for someone you love is one of the most meaningful things you can do, and we understand cost can be a concern at a difficult time.

That's why we've partnered with Ideal4Finance, an established credit broker, so you can spread the cost with manageable monthly payments. Ideal4Finance work only with reputable lenders and are rated Excellent on Trustpilot. Applications can be made online or by phone, and decisions are usually made quickly.

There are risks involved in taking out a loan. Please make sure you're able to make all repayments in full and on time, as failing to do so can lead to financial difficulty and may affect your credit score.

Ideal4Finance Options

How it works

Step 1: Get your quote

Speak to our team about the memorial you have in mind and we'll provide a personalised quote.

Ready to start? Give us a call

Step 2: Apply for finance

Once you know your figure, apply online or call Ideal4Finance directly.Apply Here

Step 3: Get a decision

Ideal4Finance will confirm your decision based on your circumstances.

FAQs

I&C Memorials, established in 1984, brings over 40 years of expertise in the memorial trade, dedicated to assisting you in selecting a fitting memorial stone for your loved one. With a track record of thousands of satisfied clients, we pride ourselves on efficient service, ensuring your expectations are met.

How long is the process?

The timeframe for completion varies based on the type of memorial ordered and its availability. We typically stock traditional memorials in standard sizes, which can be completed within 2-4 weeks. For materials that need to be ordered, the process may extend to 4-5 months. Please note that timelines are subject to change.

What are your payment terms?

Our payment terms typically involve a 50% deposit of the memorial cost, along with the cemetery permit fee (if applicable), payable in advance. The remaining balance is settled upon completion.

What does it cost?

For an accurate cost estimate for the design, creation, and installation of your chosen memorial, contact our friendly team at info@iandcmemorials.co.uk or call us at 0208 365 0477

When can a memorial be erected on a grave?

Typically, a memorial can be erected after the last interment date, usually within a year. However, this timeframe may vary by cemetery. In some cases, a lawn memorial can be erected sooner if a pre-laid concrete base is in place, as per cemetery regulations.

What areas do you cover?

We mainly serve areas within the M25, including London and surrounding counties such as Essex, Hertfordshire, Buckinghamshire, Berkshire, Surrey, Kent, Middlesex, and Sussex. If you're located further away, reach out to our team, and we'll do our best to assist you. Contact us at info@iandcmemorials.co.uk.

Can I pay by instalments?

Yes, instalment payments are an option. Feel free to discuss this with our staff. Reach out to us at info@iandcmemorials.co.uk or call us at 0208 365 0477

Are there additional costs apart from the memorial?

Additional costs may include a cemetery permit fee, which varies by borough, and any extra requirements for the memorial, all subject to a 20% VAT charge, as we are a VAT-registered company.

Can I design my own memorial?

A memorial design can be supplied by the client. A member of our team will carefully go through this with you, to make sure the design is acceptable by the local authority. Materials used are Granite and White Marble.

I&C Memorials Ltd is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, trading as Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.